{"id":14734,"date":"2019-11-12T13:39:25","date_gmt":"2019-11-12T13:39:25","guid":{"rendered":"https:\/\/blog.travelcenter.uk\/?p=14734"},"modified":"2020-02-21T04:35:39","modified_gmt":"2020-02-21T04:35:39","slug":"10-ways-to-get-cheaper-travel-insurance-you-wont-find-anywhere-on-the-web","status":"publish","type":"post","link":"https:\/\/www.travelcenter.uk\/blog\/10-ways-to-get-cheaper-travel-insurance-you-wont-find-anywhere-on-the-web\/","title":{"rendered":"10 Ways to Get Cheaper Travel Insurance You Won\u2019t Find Anywhere on the Web"},"content":{"rendered":"\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">With winter season approaching! Aren\u2019t you planning to take that most waited dream getaway of your life? It\u2019s the best time of the year to <a rel=\"noreferrer noopener\" aria-label=\"book flights (opens in a new tab)\" href=\"https:\/\/www.travelcenter.uk\/flights\" target=\"_blank\"><strong><span style=\"color:#0693e3\" class=\"tadv-color\">book flights<\/span><\/strong><\/a> for your holidays as most of the <a rel=\"noreferrer noopener\" aria-label=\"airlines (opens in a new tab)\" href=\"https:\/\/www.travelcenter.uk\/airlines\" target=\"_blank\"><strong><span style=\"color:#0693e3\" class=\"tadv-color\">airlines<\/span><\/strong><\/a> offer their best price on airfares. You can also save more to get the best out of your trip by reducing the cost of your travel cover too. Make sure that buying travel insurance to be on top of you to do\u2019 list before you start planning your trip. I have listed out some of the top tips on finding the cheapest travel insurance deals. So, it is worth checking a couple, if you are shopping around for Travel Insurance.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1.<\/strong> <strong>Why do I need travel insurance?<\/strong><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/blog.travelcenter.uk\/wp-content\/uploads\/2019\/11\/2-5-1024x683.jpg\" alt=\"\" class=\"wp-image-14739\" srcset=\"https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-1024x683.jpg 1024w, https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-300x200.jpg 300w, https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-768x512.jpg 768w, https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-600x400.jpg 600w, https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-480x320.jpg 480w, https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-280x186.jpg 280w, https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-1920x1280.jpg 1920w, https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-960x640.jpg 960w, https:\/\/www.travelcenter.uk\/blog\/wp-content\/uploads\/2019\/11\/2-5-585x390.jpg 585w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">According to recent studies, it says most of the <a rel=\"noreferrer noopener\" aria-label=\"holidays (opens in a new tab)\" href=\"https:\/\/www.travelcenter.uk\/all-holiday-deals\" target=\"_blank\"><strong><span style=\"color:#0693e3\" class=\"tadv-color\">holidays<\/span><\/strong><\/a> are cancelled each year due to sudden illness, for a bad climatic condition or for returning from holiday destination for important work. If you find yourself in a situation like that, you&#8217;ll bless the day you took a policy out.<\/p>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">Air travel is much more accessible than ever before, with competition growing fiercer among the industry you will be having an overwhelming choice of Travel Insurance options. You can easily find the cheapest travel insurance for your trip even though you can\u2019t assure it to be the best, you will need to pay more if you are looking for a decent level of cover.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. What&#8217;s included<\/strong>?<\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">After hours of shopping around, you will find that best and the cheapest option out of all travel insurance policies. I advise you not to jump and fill your cart, always make sure to check very carefully what is included in the policy, from lost baggage, to missed flights, illness and for winter sports before you purchase. Also, don\u2019t forget to check the levels of cover. You need to make sure whether the insurer will pay out enough to cover the costs if something went wrong in your holiday destination. If you are happy with the amount quoted by the insurer, then no second thoughts, fill your carts if not check other deals that are available for you.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.<\/strong> <strong>Too lazy! What is the easiest way to choose a cover?&nbsp;&nbsp;<\/strong><\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">Is there any way out to get a travel insurance easily?  If so, you can purchase a cover from a travel agent, that\u2019s the most convenient way to get travel insurance. It\u2019s tempting to get all of those arrangements sorted in one go, you\u2019re unlikely to get the best deal in terms of cost and needs from your travel agent. Their cover can be quite limited and policies are usually more inexpensive than you\u2019ll find elsewhere. You can also get better deals via websites that are exclusive for Travel Insurance policies. <\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"background-color:#d1dade\" class=\"has-background has-text-align-center wp-block-paragraph\"><strong><span style=\"color:#ff6900\" class=\"tadv-color\">Suggested Read:<\/span><\/strong> <strong><a rel=\"noreferrer noopener\" aria-label=\"5 Annoying flight habits passengers have (opens in a new tab)\" href=\"https:\/\/blog.travelcenter.uk\/5-annoying-flight-habits-passengers-have\/\" target=\"_blank\"><span style=\"color:#000000\" class=\"tadv-color\">5 Annoying flight habits passengers have<\/span><\/a><\/strong><\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Go online to check with comparison sites<\/strong><\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">If you are looking for options that will keep the cost to a minimum, then there are overwhelming websites that are specially designed for smart travellers like you. It\u2019s a simple and easy way to compare prices, head to a site that will allow you to compare plenty of different travel insurance quotes and check results across all of the comparison sites, they may slightly differ, so it is worth checking all the sites for a better deal.<\/p>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">I\u2019ve got you a few recommendations to make things easy for you<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong><span style=\"color:#000000\" class=\"tadv-color\">Compare the Market<\/span><\/strong><\/li><li><strong><span style=\"color:#000000\" class=\"tadv-color\">MoneySupermarket<\/span><\/strong><\/li><li><strong><span style=\"color:#000000\" class=\"tadv-color\">Confused.com<\/span><\/strong><\/li><\/ul>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">Some travel policy issuers like Direct Line and Aviva don&#8217;t appear on\ncomparison sites and are worth checking personally. By going directly to the\ninsurer, you may even get a cheaper deal.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5.<\/strong> <strong>Are you already covered by your bank?<\/strong><\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">Some of the banks also include travel insurance as an added benefit of\nthe account. The best example is the Nationwide Flex account they offer account\nholders the free UK and European travel insurance as if they pay in at least\n\u00a3750 each month. Most of the packaged accounts, where you will have to pay a\nmonthly fee for a range of extras. Will include travel insurance as part of the\npackage too. Though don\u2019t forget to check exactly what the policy covers\ninclude as it may be a little basic. So, you can make the most of the bank\noffers to skip purchasing a full cover will save you more cash.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6.<\/strong> <strong>Include more people for bigger discounts<\/strong><\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">Companies that offer Travel insurance often give better rates for families and couples. Including your family to the policy plan will give you bigger discounts and if you are travelling with kids it&#8217;s worth it. Kids are wild and playful which will result in scrapes, bruises or even broken bones. If you are travelling internationally, adding your children to your travel insurance plan will add a level of security to your travel investment that may be the most at risk. Don\u2019t let any tiny infection cost you hundreds of pounds in rescheduling or cancellation fees!<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. Travel insurance policies with excess to consider<\/strong><\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">When you are looking for travel insurance make sure to consider the excess. This is the part of the claim that you agree to cover, typically \u00a350-\u00a3100. Always check the limit on individual items. You may need higher limits if you are carrying expensive pieces of jewellery. You can also check whether personal possessions are covered under your home contents policy. It may automatically include cover for some items away from home. You can ask for a discount on premiums if you don&#8217;t require possessions cover. <\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"background-color:#d1dade\" class=\"has-background has-text-align-center wp-block-paragraph\"><strong><span style=\"color:#ff6900\" class=\"tadv-color\">Suggested Read:<\/span><\/strong> <strong><a rel=\"noreferrer noopener\" aria-label=\"How to Survive Traveling as a Couple (opens in a new tab)\" href=\"https:\/\/blog.travelcenter.uk\/tips-for-couples-who-travel\/\" target=\"_blank\"><span style=\"color:#000000\" class=\"tadv-color\">How to Survive Traveling as a Couple<\/span><\/a><\/strong><\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8.<\/strong> <strong>Benefits of taking an annual cover to travel frequently<\/strong><\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">If you are a traveller who frequently travels abroad more than twice a\nyear, it&#8217;s worth taking out annual travel insurance also known as multi-trip\ntravel insurance. It\u2019s an ideal choice for you it\u2019s an insurance policy\ndesigned especially for people who make two or more holidays or business trips\nin 12 months. It works out much cheaper than buying single-trip policies each\ntime you head abroad! They also represent much better value than buying cover\nas you go along.\n\nIts benefits include\n\n\n\n<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><span style=\"color:#000000\" class=\"tadv-color\">Paying once for 12 months\u2019 cover<\/span><\/li><li><span style=\"color:#000000\" class=\"tadv-color\">Travel insurance for an unlimited amount of holidays<\/span><\/li><li><span style=\"color:#000000\" class=\"tadv-color\">savings increase the more you travel<\/span><\/li><\/ul>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>9. Be precautions<\/strong><\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">When you are booking your holiday it&#8217;s worth paying the deposit with a credit\ncard. To be in the safer side to secure the whole cost of the holiday, under\nSection 75 of the Consumer Credit Act, as long as the payment exceeds \u00a3100.\nCredit card companies are equally liable with the supplier, the insurer in this\ncase &#8211; for providing a refund if services are not satisfactory. If you book a\npackage holiday through a member of the Association of British Travel Agents\nthen you will get your money back if anything went wrong. Always make sure to\nbook accommodation with an ABTA travel agent and flights with providers that\nhold an Air Travel Organiser&#8217;s Licence &#8211; if either go bust your money will be\nrefunded.<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">10. <strong>Don&#8217;t be too adventurous!<\/strong><\/h3>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">Most of the travel insurance policies will not cover risky activities\nfrom skiing to horse riding. Don\u2019t go for such adrenaline rushing activities if\nit isn&#8217;t covered by your policy! Make sure you are fully covered for sporting\nactivities you are planning, such as Whitewater rafting or bungee jumping. If\nyou are going skiing or taking part in other winter sports you will usually be\nasked to pay extra as these activities generate more claims than a beach or a\ncity break in a country.&nbsp;<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color wp-block-paragraph\"><strong>And finally,<\/strong><\/p>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">You must even read the smallest print of your travel insurance policy\ncarefully. Make sure you know exactly what is covered and what is not. There\nare exceptions and limits in every policy and claiming you didn&#8217;t know of them\nwhen you took the cover out will not make any difference.<\/p>\n\n\n\n<p style=\"color:#000000\" class=\"has-text-color has-text-align-justify wp-block-paragraph\">If you&#8217;ve not done this before, it could save you hundreds of pounds on shopping for travel insurance. Use these handy tips to cut costs. Need more advice on finding the best travel insurance that suits you? Tell us in the comments below or simply call <a rel=\"noreferrer noopener\" aria-label=\"Travel Center (opens in a new tab)\" href=\"https:\/\/www.travelcenter.uk\/\" target=\"_blank\"><strong><span style=\"color:#0693e3\" class=\"tadv-color\">Travel Center<\/span><\/strong><\/a> hotline our travel experts will get you the best deal that you are looking for.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>With winter season approaching! Aren\u2019t you planning to take that most waited dream getaway of your life? It\u2019s the best time of the year to book flights for your holidays as most of the airlines offer their best price on airfares. You can also save more to get the best out of your trip by [&hellip;]<\/p>\n","protected":false},"author":346,"featured_media":15123,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[607],"tags":[],"class_list":["post-14734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-recent-travel-notes"],"_links":{"self":[{"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/posts\/14734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/users\/346"}],"replies":[{"embeddable":true,"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/comments?post=14734"}],"version-history":[{"count":6,"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/posts\/14734\/revisions"}],"predecessor-version":[{"id":15124,"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/posts\/14734\/revisions\/15124"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/media\/15123"}],"wp:attachment":[{"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/media?parent=14734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/categories?post=14734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.travelcenter.uk\/blog\/wp-json\/wp\/v2\/tags?post=14734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}